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Navigating the world of mortgages can be daunting, but with the right information, you can make informed decisions that suit your financial situation and future goals. This guide will walk you through the essential steps in mortgage planning.

Navigating the home loan process can seem daunting, especially for first-time homebuyers. However, understanding each step can help alleviate anxiety and ensure a smooth journey towards owning your dream home. Here is what you can expect during the home loan process.

Purchasing a home is an exciting milestone, but it can also be a complex process with many moving parts. Closing on your home loan is a critical step that requires careful attention to detail. Here are some common mistakes to avoid to ensure a smooth closing process.

Deciding whether to own a home or rent is a significant financial and lifestyle choice that can impact your future. Let's explore the key differences between owning a home and renting to help you make an informed decision.

If you would like to discuss your options reach out to the Ferlisi Team today!

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Darren Ferlisi

Mortgage Loan Originator  |  NMLS ID#139611

301.448.0749 c  |  240.415.5065 o  |  Fax 240.415.5019 

Email: dferlisi@ihmcloans.com

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LOCATION:  

Branch NMLS ID# 844634

5300 Westview Drive, Ste 408

Frederick, MD 21703​

License Info

VA State Corporation Commission #MC-3599​

West Virginia Division of Banking #MLB-24748 ​

MD Commissioner of Financial Regulations #15266 ​

Pennsylvania Department of Banks and Securities #37079.002 â€‹

District of Columbia Mortgage Loan Originator License MLO-#139611​

Delaware Mortgage Loan Originator License #MLO-139611​

Florida Mortgage Loan Originator License #LO101380​

North Carolina Mortgage Loan Originator License #I-206034

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Integrity Home Mortgage Corporation (IHMC) is not affiliated with or acting on behalf of or at the direction of FHA, USDA/RD, VA or the Federal government. This website is for informational purposes only. All mortgage loan applicants are subject to underwriting and qualification guidelines. This is not a commitment to lend.  IHMC is licensed in AL, AR, CO, DE, DC, FL, IA, LA, MD, MI, MN, MO, NM, NC, OH, OK, PA, SC, TN, VA , WV and licensed by the N.J. Department of Banking and Insurance".  N.J. Admin. Code § 3:2-1.4(b)(6) and Integrity Home Mortgage Corporation of Texas.  Corporate office 122 Pilot Circle, Winchester, VA 22602.  NMLS ID #208516 (www.nmlsconsumeraccess.org).
 

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