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Owning vs Renting

Why Rent When You Can Buy!

Owning vs. Renting can be a confusing decision. There are advantages to renting when we take that first step towards independence, such as less responsibility when dealing with repairs and learning how to budget your finances properly.  However, there will come a time in your life when homeownership is the right choice for you and your family.

Presenting five advantages of homeownership:

1). You maybe able to build equity in your home!

2). The principal and interest payments of a fixed-rate mortgage never

increase – Rent payments almost always increase when the lease is


3). In a single family home, you have more privacy and don’t hear our

neighbors as much – In an apartment, you share walls and the floor or

ceiling or both with your neighbors, which can be noisy.

4). You have the freedom to decorate, make improvements and add

security features in your own home – In an apartment or rental property, you have to live with what the landlord provides.


Renting – NONE – you can be given a notice to vacate the property.

Owning – YES – this is your home until you choose to sell the property.


Inflation Protection

Renting – NONE – your rent may increase

Owning – YES – with a fixed rate mortgage our principal and interest payment will remain the same for the life of the mortgage.


Renting – NONE

Owning – YES – the value of the property has great potential to increase in time and will benefit you not a landlord.

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